Taken to a single game, "What does moneyline 3 way mean?" splits into three questions. Three bet types carry most of the action on team sports: the point spread, the moneyline and the over under total. Each asks a different question about the same game. What the spread asks is by how much, the moneyline asks who wins, and the total asks how many points both sides score together. Reading all three makes most of a betting menu clear.
A point spread is a handicap that levels two uneven sides. What a point spread means in practice: the favourite gives points and the underdog gets them, so a favourite at minus seven must win by eight or more for its backers to collect. How point spread betting works for the underdog is the reverse: it covers by losing by six or fewer, or by winning outright. Both sides usually carry similar prices near 1.91, so the margin sits in the gap under evens.
To read a point spread, look at the sign and the number beside each side: a minus marks the favourite and the points it gives, a plus marks the underdog and the points it gets. The price next to it is a separate number. Does a point spread include overtime? In most sports it does: the final score after overtime settles the bet, unless the market says regular time only. Checking that rule before staking avoids a common surprise.
In most sports it does, and the final score after overtime settles the bet unless the market says regular time only.
A line such as 45 can land exactly, and when the combined score equals it the bet pushes and the stake comes back.
Only on which side wins the game, with no points added; heavy favourites pay so little that a single upset wipes out many wins.
Whether both sides together score more or less than the line the book sets, regardless of which team wins.